Euribor Data Source
Data origin: EMMI
Euribor rates are published by the European Money Markets Institute (EMMI), an independent administrator based in Brussels. EMMI is responsible for the governance, calculation, and publication of the Euribor benchmark. The data displayed on this website is sourced from EMMI's official publications, which reflect the rates at which a panel of major European banks lend to one another in the euro interbank market.
EMMI was designated as the administrator of Euribor under the EU Benchmark Regulation (BMR). It oversees the panel of contributing banks, ensures the integrity of the submission and calculation process, and publishes the rates each business day. The official Euribor rates are available on the EMMI website (euribor-rates.eu) and through authorised data distributors.
Publication time: around 11:00 CET
Euribor rates are published every business day at approximately 11:00 a.m. Central European Time (CET) or Central European Summer Time (CEST), depending on the time of year. There are no publications on weekends or on public holidays observed in the euro area. If you check rates early in the morning or on a non-business day, you will see the most recently published figures from the last business day.
The publication schedule aligns with the cutoff time for bank submissions. Panel banks submit their rates before 11:00 CET; EMMI then applies the calculation methodology and publishes the final rates. This timing ensures that Euribor is available for the pricing and reset of financial products that use it as a reference.
Methodology overview
EMMI uses a trimmed mean methodology to calculate Euribor. A panel of around 20 banks submits the interest rates at which they believe they could borrow funds in the euro interbank market for each tenor (1 week, 1 month, 3 months, 6 months, 12 months). The highest and lowest 15% of submissions are discarded to reduce the impact of outliers. The arithmetic mean of the remaining values becomes the published Euribor rate for that tenor.
This methodology was strengthened following the LIBOR scandal and regulatory reforms. EMMI has enhanced the governance, transparency, and robustness of the benchmark. Where possible, the rate is anchored to actual transactions; where transaction data is insufficient, expert judgment from panel banks is used under strict controls. The methodology is publicly documented and subject to regulatory oversight.
Non-affiliation disclaimer
Euribor.eu is an independent informational platform. We are not affiliated with, endorsed by, or connected to the European Money Markets Institute (EMMI) or any official Euribor administrator. The term "EURIBOR" is a registered trademark of EMMI. Any reference to Euribor on this website is made solely for informational purposes and does not imply any official association or authorisation.
While we strive to provide accurate and timely Euribor data, we do not guarantee that the information on this site is identical to the official EMMI publication at all times. For authoritative rates, please refer to the official EMMI website or your financial institution. The content on this site is for general information only and does not constitute financial, legal, or investment advice.